Spending time on the water of Virginia can be fun and relaxing. Anything can happen to your boat or on your boat, however. At Lucas Brothers Insurance Services, we’ll show you how boat insurance can protect your investment. You’ll find it’s easier to enjoy your time on the water with strong coverage.
Boat insurance is customized to meet your needs. Many people assume that homeowner’s insurance provides coverage. Although your home policy may cover damage that occurs while your boat is parked in your driveway, what about all of the other instances? You can get a boat policy that will cover all sorts of things:
You may want to enjoy your boat throughout the year. With the right insurance policy, you have more coverage in place. It can provide you with the peace of mind knowing that if there’s an accident, the insurance company will take care of all or most of the expense.
Although boat insurance isn’t a requirement, it is a great way to protect your investment. From sailboats to wave runners, any kind of watercraft should be insured so that you can get your money’s worth. There’s no telling what could happen when you’re on the water or your boat is sitting at the dock.
If there’s an accident, damage to your boat, or even theft, it could cost you thousands of dollars. The alternative is to pay an affordable insurance premium. You can file a claim with confidence knowing that the issue would be taken care of. The only thing you would be financially responsible for is the deductible.
Learn more about boat insurance in Virginia by calling to speak to one of our independent insurance agents at Lucas Brothers Insurance Services today. We’ll work to customize a policy for you.