Your home is one of the most important investments that you can make in Virginia. If something happens, you want to know you’re covered. At Lucas Brothers Insurance Services, we can help you find a home insurance policy that covers you in every area.
When you buy home insurance, it’s important to know what it covers. While all policies will cover the basics, you must explore the full coverage so that your home and everything in it is protected. The basics include:
Your home is unique, however. If you have other structures on the property, such as a shed or a swimming pool, you have to make sure those are included. Additionally, as you add to your home over the years, your home insurance has to be updated, too. This way, you can be sure that if you file a claim, the insurance company will take care of everything.
With the help of our agents, we’ll make sure you know about the fine print. It ensures it’s all covered so you’re not spending thousands out of pocket.
Since your situation is different than anyone else’s, you will want to look at getting more coverage. You might need more coverage for liability based on throwing parties a lot. You may need a high-value item rider for the more expensive art or jewelry you have within the home.
We’ll guide you through the home insurance buying process to show you how you can add more coverage for what’s inside your home. Plus, we’ll look at the many scenarios that you’re protected against. This way, it allows you to enjoy more peace of mind throughout the year knowing that the home you love is protected against all that could happen.
Learn more about buying home insurance in Virginia by calling one of our agents at Lucas Brothers Insurance Services today.